Terms & Conditions
Last updated: July 1, 2026
These terms govern your use of SM Digital Hub as a buyer or creator. By using the marketplace you agree to them.
Accounts
You are responsible for your account and for keeping your credentials secure. One person or entity per account.
Purchases & licenses
Each product is sold under the license you select at checkout. Licenses define how you may use the product; misuse may result in termination.
Creator responsibilities
Creators warrant they own or have rights to what they sell, and that products are accurately described and free of malicious code.
Refunds
Purchases are covered by a 30-day money-back guarantee. Abuse of the refund policy may lead to account action.
Prohibited conduct
No infringement, fraud, reverse-engineering of the platform, or reselling products outside their license terms.
Liability
The service is provided \u201cas is\u201d. To the extent permitted by law, SM Digital Hub is not liable for indirect or incidental damages.
Changes
We may update these terms; material changes will be communicated, and continued use constitutes acceptance.